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Being sued by kohn law firm/midland

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Hey y’all, 

im new to this stuff but I’m being sued by Kohn law firm/midland in Wisconsin i received summons paper but it never gave me an option to file and answer. The debt is only $600 and I’ve been trying to set up a payment plan with them for $100 a month and they absolutely refuse and keep telling me they  would get more garnishing me. I’m tight on money and can’t afford a lawyer. I don’t know what to do any help would be appreciated 


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