Served today in MI. Velo law office
Got home yesterday and the process server left her card. confused, I don't have any outlying unpaid debt (plenty of the other kind lol) anyway It's Velo law office out of Grand Rapids , MI. Apparently...
View ArticleMy response to LVNV Plaintiff's Request for Admission, Interrogatories and...
How does this look? I used what I saw on other threads for my case. Thanks in advance for your help! DEFENDANT’S RESPONSES TO PLAINTIFF’S FIRST SET OF REQUESTS FOR ADMISSION, INTERROGATORIES AND...
View ArticleSued by Scott & Associate
Hi, I was served papers last week. Sued by Scott & Associate is suing me in Justice of the Peace court for a debt they bought from Bank of America. I have until next week to respond and not sure...
View ArticleHelp! Being Sued by Cavalry SPV I LLC in California
I am being sued by Cavalry SPV I LLC, in California, through Quall & Cardot for a debt with Citibank. A summons was dropped off with my spouse while I was out of the country and the server falsely...
View ArticlePhone calls from SRS, allegedly. Scam or CA?
I have been getting calls from someone claiming to be SRS. There is a collection agency by that name, but I don't know if this is them or just scammers using the name. Their pattern is to call every...
View ArticleStatute of Limitations -- Debt Collecting
I received a letter from a debt collector named Transworld Systems Inc. The letter offered many payment plans to settle the alleged debt. They were demanding by August 27, 2024, that I'd have to...
View ArticleBeing Sued by Synchrony Bank (Paypal)
I am being sued by Synchrony Bank (OC) for $3758.00. In the complaint it states: 1. There is due to Plaintiff from Defendant upon an Account the sum of $3758.00 2. A copy of said Account is attached...
View ArticleOhio Case Law: Compel Forward Flow/Sales Agreement
I am looking for Ohio case law where the court compelled the JDB to produce the forward flow or sales agreement. I swear I saw a case in my research and added to my notes but I can't find it. I've...
View ArticleJefferson Capital lawsuit (Affirm/Cross River Bank)
I wrote about this back in April, in another thread. Here's where it stands: Sued for $935, answered complaint. March 2024 Made a request for production pursuant Ohio Civ. 34 and 106 "Complete...
View ArticleScott & Associates trying to sue for a debt that was not assigned to them by...
received a citation that I was being sued by Barclay's. Scott & Associates shows to be their attorney. They are a debt collection attorney office. According to Barclay's, they referred the...
View ArticleScam
DUE AMOUNT- $950.50 LOAN COMPANY/LENDER – CASH NET USA SERVICES DOCKET NUMBER:-#CNU-1933653 Today Settlement Amount:- $350.25 Payment Mode: Debit Card Case Consultant Officer:- Janet...
View ArticleCease & Desist
I received a dunning notice from a debt collector. I sent a cease and desist letter to them so that they would stop trying go collect on an alleged debt they claim I owed. They responded within days...
View ArticleOdd chain of collection attempts
Backstory: I was sued for an unpaid credit account back in 2019 and lost. The last payment made on that original account was June 2017. Judgment was rendered for Portfolio Recovery. In the meantime,...
View ArticleCollection calls
Hey, I'm receiving 11 to 12 calls in a 5 day period for the last 3 months from a collector. It's the same number every time. My call log is full of calls from then. Can I sue them for this? Thanks!
View ArticleI just love these!
I just love these collection letters. LOL. I hope this letter finds you well. Despite our previous attempts to resolve the matter, it has come to our attention that we have not yet received any...
View ArticleCredit One sold debt that has been paid already to LVNV/Resurgent !
I have received a call saying LVNV owns some debt BUT Resurgent seems to be some sort of middleman for them. I explained it was paid. The person on the phone put me on hold forever and I hung up. I...
View ArticleClik here to view.
Rescinding The Credit Card Agreement- Has anyone tried? Or had any success?
Hello, I am brand new to this forum. Thank you for all the information provided so far, I will be on these threads reading and reading. I did a quick search for "rescinding credit card agreements...
View ArticleACE Cash Services threatening email
I took out an online payday loan several years ago between 2008-2010 and defaulted on it due to unemployment and simple inability to pay. I closed the bank account the payday loan was deposited to and...
View ArticleShould I send a DV letter in response to this?
Earlier this week I received a letter from an OC which stated they had sold a credit card account to a JDB, and gave the name and address of the JDB. A few days later, I got a letter from the JDB,...
View ArticleNeed help with verbiage to JDB
Hello, I got received a litter from a JDB ..intent to sue. Can anyone post the verbiage I need to put in my response letter? Do I check the box dispute? What else should I ask for? The verbiage for...
View ArticleIm judgement proof but have questions
I defaulted on several credit cards back in August 2024. Couldn't afford groceries and I lost clients in my job and just couldn't pay them. I am married, live in TN which is a non community property...
View ArticleMidland interrogatories
Hello I received a summons from Midland about 2 months ago I responded to the summons. Received a court date for July 2025. Then Midland sent me interrogatories I didn't respond because I we had a...
View ArticleIf you have LVNV on your CR - READ THIS!!!
By the way...we really need a sticky about LVNV and their 8000 different aliases, as there's always confusion about the relationship between LVNV/Sherman/Resurgent, etc.Mods?
View ArticleScam?
This is an urgent message for**** regarding delivery of legal documents at insert address here reference the file number a B – 10422316 My name is Jessica and I'm contacting you in regard to the...
View ArticleSued by Portfolio Recovery (PayPay Synchrony). Need guidance please!
How to respond? 1. Who is the named plaintiff in the suit? Portfolio Recovery Associates. 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)....
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