How to write documents for WI 425.109, 425.104, & 422.409
I was never given notice of being sued in small claims court for a credit card that went to collections in 2013. I discovered it when my ex husband told me he had been given these papers. It is not...
View ArticleOriginal Creditor Listed On Letter Does Not Match Account Number Given
Hi Guys, Newbie in need of advice here. Last week i received a letter from a debt collector listing MetaBank as the original creditor but the account number listed appears to be associated with a...
View Articledoctors cancellation fee before i was 18
I have recently checked my credit score, and noticed a $70 collection fee from a previous OB/GYN office. I was aware of this fee but assumed it was taken care of by my mother after she had explained...
View Articlearrangement with portfolio
Hi.. I just learned that my credit card account was sold to portfolio. They sent me a verification letter and everything seems okay. after i received the verificatian letter I, on the phone told them...
View ArticleThe dirt on the group firm that took judgement out on me
www.fairusenotabuse check it out. There a group on here Bridges, Kleber that got default judgment on my personal service g me at the wrong address???!!! Whom how does that win and u think easily...
View ArticleCollection Agency Calls
Received a phone call on my cell asking for me. I asked who it was. The person said they had legal papers for me and was I home. I said "He" was not home. They hung up. Same number called this...
View ArticleCavalry, Citibank and arbitration
So I have a small claims suit against me in a few months with a JDB. Citibank is the OC and the debt is within SOL. The JDB is Calvary and I'm unsure if their validation letter is legitimate. Second,...
View ArticleLegal? Employer is still reading ex-employee email 2 mos after termination
Hi colleagues, Question: Here's a good one: Is it legal for an employer to continue to monitor and read an ex-employee's work email when that employee was terminated two months before? If the...
View ArticleDebt has been validated. Debt perhaps cancelled will 1099-c be on the way?
Recently my medical debt was sold to a collection agency. I requested debt validation, and they produced the documents. I hear that because of recent legislation, debt buyers are required to report...
View ArticleOut of SOL and not on CR, how to stop collection letters
It has taken many years to clean up my CR and I’m happy to say there are no negatives. I just received a letter from Midland Credit Management trying to collect a debt from October, 2009. The letter...
View ArticleFDCPA Violation or Gray Area?
Opened the mail today to a letter from a collection agency in Mississippi. Allegedly for a debt to AT&T. Never mind that I haven't had service with them in 10 or more years. My concern is some...
View ArticlePortfolio Recovery...Help.
First off, i'm located in Texas. I know there's hundreds of posts regarding these pole smokers but none of them have really pertained to my situation. So, a few months ago I started cleaning up my...
View ArticleHelp with Portfolio Recovery - went to Litigation Dept.
Hello everyone, I'm new here as you can see by my post count, I've done a bunch of reading both here and other places and am overwhelmed with how I should proceed with my particular situation. First...
View ArticleMidland said its SOL barred BUT its not. Deliberate deceit?
Hello, I'm in california where the SOL is 4 years on CC. I received a letter from Midland with the disclaimer that states "the law limits the time you can be sued....etc....because of the amount of...
View ArticleBlatt, Hasenmiller, Liebsker & Moore LLC----Citibank N.A.
Debt collector, Blatt, Hasenmiller, Liebsker & Moore LLC located in Chicago, Illinois are filing fraudulent lawsuits at the Daley Center Courthouse, which are heard on the 11th floor. They hide...
View Articlerequesting to settle debt with collection agency
i have a $1,500 close collection account. the original creditor was verizon wireless, it is indeed my debt so is it necessary to validate the debt or can i just skip ahead to contacting the...
View ArticleHELP! I received a bill from Portfolio Recovery Associates, and I don't know...
I received a bill from Portfolio Recovery Associates in the amount of $300.00. I have read a lot of threads on here, but there are many different ways in which people are sending these junk debt...
View ArticleProcedure question for low dollar medical debt reported to 1 CRA
I am unsure of what procedure I should follow regarding this medical debt that was sent to a CA. The original bill is $32.40. There were fees added from the OC and fees from the CA. The current...
View ArticleDo Time Barred Debts Die With You?
I am trying to get a friend's accounts in order. I am the Power of Attorney and will be the estate's Executor when he passes away. He has an abysmal credit history and there are some judgments and a...
View Articleverbal offer no written
Spoke to a rep at Carson Smithfield and was offered a settlement for 25% of money owed to Merrick Bank. Called back a couple of days later to set up arrangement and they weren't going to honor the...
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