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Today they demanded us to get a second mortgage to pay to them

Hello, thank you!  You are so helpful to so many, I read many of your responses to other posts and learned a lot. We had a home second mortgage with a credit Union but after three times we filled out...

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Friend in need of help with her severe credit issues

Hello, Have a friend who is in need of some serious debt relief help. She's new and has never checked her credit report prior to today. Her score: 492 YU 505 EQ per Credit Karma. (I know it's probably...

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Old Navy Synchrony Bank - Midland Lawsuit

I had an old navy synchrony bank credit card that was sold to midland a few months ago and I received a certified letter in the mail today that I am being sued by the Superior Court of NJ Law...

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What to expect from representation for 2 collection accounts?

I hired a lawyer to represent me and to try and have 2 small collection accounts owned by different collection companies removed from my credit report. Both of them I could pay in full if required and...

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Does Honda Recovery allow monthly payments

I received a letter in mail about contacting Honda Recovery. I can’t pay full amount but was wondering if they allow lower monthly payments 

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Being sued by Porfolio Recovery in PA - Help!!

I am being sued by PRA in PA and just filed an answer to the complaint with the court.  Just wondering what i should do as next step in the the process.  Should or Can i start a discovery asking the...

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Credit Card Debt And House Transfer

Hi all, I would like to ask about my current credit card debt situation, due to job loss. I have around 35k in credit card debt, with 3 different banks. The 3 balances have been passed to different...

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JAMS or AAA Arbitration?

I had an old navy synchrony bank credit card that was sold to midland a few months ago and I received a certified letter in the mail that I am being sued by the Superior Court of NJ Law DIvision,...

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collections letter received from CACH for Citibank

Received the attached recently.  I can just ignore this since it's way past the statute of limitations, yes? Citibank Credit Control CACH, LLC.pdf

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one JDB sold my SOL account to another JDB...

i lived in NJ at the time of the default.  now i live in SC.  as i have found from research, citibank regularly used LVNV for collections.  now that there is a class action suit on LVNV, i guess they...

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Resurgence financial and Steven J. Fink

Hello everyone, I recently was in court and this Resurgence place and Steven Fink are trying to revive a case to collect a debt they say I owe on. My research shows this case started in 2004 and died...

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Sued, won MTC Arbitration now Abritrator declines case

Was sued by a 3rd party junk debt collector. Won MTC Arbitration in court. I just recieved a letter stating that the Arbitrator is not accepting the filing. AAA was who the complainant's attorneys...

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Synchrony Ad (off topic)

Lately, on YouTube, I've been getting Ads for Call Center jobs at Synchrony. I keep thinking how funny it would be to get a job there and then point out the arbitration clause to my "customers."...

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Capital One & Gurstel Law Firm - AZ

Hello, I  am looking at some guidance with a letter that was received today from "Gurstel Law Firm P.C." It states the below...   Dear *** *** This Firm has been retained to represent Capital One Bank...

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Capital One Retained Gurstel Law Firm

I was initially tipped off by an "Advertising Material" letter dated 2/24/2020 from a Lawyer advising I had been sued by Capital One, as of today I have not been served or gotten anything in the mail...

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Electing Arbitration before Citibank sold debt to Calvary

Been searching the forum for an answer (thank you for all the info) and have a question. I had a Citibank credit card account opened in 2011 that was kept current and paid until around 09/2018. A...

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New job and suddenly debtors calling

Hi all,I am returning to the workforce after being home with my kids and dealing with renal failure. The job I'm working I'd very flexible and very part time, mostly took it to pay my medical bills...

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Debt just sold

Hello all! I just got a letter in the mail today that Citi cards sold my account and debt to Calvary. Now here is the strange thing, as soon as I got the letter I went and checked my credit report as...

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Anyone have luck w/ PFD and LVNV?

I'm willing to pay this in full today and have it deleted, I know they can be kind of stingy.    Anyone have luck with them?

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Message from Pressler, Felt...

Well, it's been so long since I've been here that I needed to use the password reset. In 2011 (?) I was sued by Pressler and Midland  - and I lost. For 2 credit cards.  I was out of work for over a...

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