Hello,
I've received a letter almost 2 weeks ago from Gurstel that includes a copy of "Request for Default and proposed Judgment by Default" filed with the court. This was the first time I've seen anything regarding a lawsuit. I searched the court website, and it looks like the hearing is at the end of this month. The scanned case documents show that "John Doe" was served (with physical description that doesn't match anyone in my household) was given the documents in June 2020.
I'm so confused right now, and at this point I am unsure if I should call the law firm or Absolute Resolutions (current creditor) to try to settle. WebBank is the original creditor and the amount owed is $7030 plus court costs $315.
I appreciate any help if you can point me in the right direction to start.