Hello Everyone,
Please I need your help ASAP. I had a Cap 1 credit card and they sold it to Midland. Midland sued me then I answered them a couple of weeks ago. They sent me a notice of discovery requests. I notified them by mail that I filed a MTC and I send them an affirmative defense: OBJECTION: lack of subject Matter Jurisdiction- Due to the arbitration clause making court not the proper jurisdiction. I had a hearing, the judge said my card agreement does not give me the option to arbitrate and he agreed with the lawyer of Midland. He told me to dispute my case with the plaintiffs lawyer. Because Midland doesn’t to go to arbitration. What should I do now?
Can I ask for some documentations because I believe the amount money they requested is wrong but I didn’t save my cc bills. They did send me an affidavit of sale , a bill of sale, and the last statement of my credit card bill. Please help me .
Thank you !