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Sued by Velocity LLC using Rausch Sturm!

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I have been served papers notifying me that I’m  being sued by Velocity Investments LLC using Rausch Sturm. I haven’t responded yet but plan on it but just wanted to know if I respond will it give them the ability to levy my bank account or am I afforded a trial before they can levy my account? I live in Texas btw. Iam the only source of income in y house and head of household. Can I contact the plaintiffs attorney and try to settle without them levying my account? Any help is gratefully appreciated!


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