Hello being sued by Jefferson Capital Systems,LLC an assignee of Syncrony Bank/Capital One for a walmart card I defaulted on in 2020.
It is under $1500 Emanuel County Ga. Magistrate Court and is being handled by Roosen, Varchetti and Oliver.
I have reached for help before and this board have received some great help. I have not filed an answer. I do not have the original Walmart Credit card user agreement so I am asking if any one knows the arbitration clause or had any luck defending themselves using arbitration against Jefferson Capital or any one else on Walmart Card.
I am sadly not in a position where i can afford to pay this. Any advice appreciated.