Apart from the five items listed under 15 USC 1692g Sec. 809 (b) - I'm assuming it would be ideal to request more data, correct?
I'll run the risk of appearing to ask for entirely too much by posting what I was going include in my request list - is this too much? I'm dealing with Portfolio Recovery Associates, LLC. I'm in KY & the amount is $2,600...
• Agreement with your client that grants you the authority to collect on this alleged debt
• Agreement bearing my signature stating that I have agreed to assume the debt
• Valid copies of the debt agreement stating the amount of the debt and interest charges
• Complete payment history along with complete accounting of additional charges being assessed
• Proof that the Statute of Limitations has not expired
• Any Judgments obtained by any creditor regarding this account
• Verification that this debt was assigned or sold to collector
• Name and address of alleged creditor
• Name on file of alleged debtor
• Alleged account number
• Address on file for alleged debtor
• Amount of alleged debt
• Date this alleged debt became payable
• Date of original charge off or delinquency
• Commission for debt collector if collection efforts are successful
• Proof that you are licensed to collect in my state
• Your license numbers and Registered Agent