I was just reading on the internet that some debt collectors will offer you a credit card to start rebuilding you'r credit. The article also said that any debt even if its past the SOL will be
deducted from credit limit, for example portfolio recovery will give you a credit limit of 5,000 but you had a debt with them for 1,000 so your CL is only 4,000. Is it legal to add debt to new
credit card even if its past SOL. This seems like a shady way to do things.