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Being sued by Razor Capital

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Just received a summons to appear in court for a old debt from 2012.

In the complaint it states that I need to appear in court on February 3rd or  a judgment by default would be held against me in the amount of 1461.13 cents. I have researched how to answer, as well as how to file a written appearance. I'm pretty nervous though, because I've never been through anything like this. With me denying almost all of their claims, is there a chance this will go to trial? And if so, what consequences would there be? Do you think they'd be willing to settle out of court, since it is such a small amount? Someone please help!!!


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