So i made the mistake of co-signing an apartment for moms. After a year she decided she was going to renew. Well things got bad at her job and she quit and broke the lease. I just found out from a call at lunch that even though i didnt sign the renewal i am on the hook for $3k worth of debt. I am not too happy about this because i worked hard to get my score over 700 and now its going to tank again. I dont think this has been reported on my report yet. But i am sure its going to happen soon. Any suggestions on how to brace myself for the hit. Do you think a pay to delete will work? Has anyone had any success with IQ data or any suggestions on how i should go about this?
Thanks