Hello I was advised by my lender that I needed to pay off old collection accounts to Midland Funding LLC and to Portfolio Recovery in order to qualify for a home loan. What I do not understand is why I would need to pay on one that I won the case on. I feel I am throwing away my money as this is over 10k that I am going to have to pay out of my equity at closing to these people. If I am to agree to this I want it in writing and I want it deleted from my account. Can anyone offer me any advice on what I should do or what letter I should have written up because my lender wnats the amounts paid and a zero balance reflected on my report.
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