Hi,
so so a few weeks ago I was served with a summons. Midland Funding was sueing me for a credit card debt from around 2009. They claim the last payment was made in March of 2013. I do recall the card, but my limit was $900. I was living with my boyfriend at the time so I never got any of the bills sent to my parents home address . L
I have not spoken to anyone from midland funding but I did attempt to answer to the summons via RI’s efile system but I cannot tell if it went through because the system is conveniently down right now.
Well, today I received a letter saying they have obtained judgement against me, and are motioning to attach my wages.
I have not gone to court yet. I filed my answer, which wasn’t admittance I simply asked for time to validate the debt, and I now have the motion in my hand?
My questions are as follow:
if I have not had a court date yet, can they do this? (I was served 1/24 and filed my answer 2/6)
what can I do to physically avoid going to court? I have a new job and I CANNOT ask for a day off right now as I am going to be taking over for someone on vacation.
Please help! I have never been to court, not even for a ticket!