So it comes. I have many credit cards and I have fell behind on paying. Around $60,000 in credit card debts. I lost my job and was unable to find work, I have degenerate disk disease and can not stand without pain. I went to college and am a student with four kids living on student loans.
Here is the thing, I have a paid off home here and a home in another state that my grandmother left me when she died. Both homes are cheap. one was a $30,000 hud the other is worth about $80,000. I have been planing on selling the az home, and move to the other home in the another state where employment for my field will give me a job. Right now I make nothing and my children get food stamps, we have a car worth taking as it's $2000 above what the arizona exemption allows.
I filed today an answer in the courts saying I have no idea what the debt is. I also got a waver of all the court fees because I have no income, only student loans. My question is if they get a judgement on me and my family, will that become an automatic lien on my home preventing me from selling and moving to another state? will they go after the home my grandmother left me?
My end goal is just to sell the AZ home and pay off the debts I owe from the other state.
What should be my next move now that I filed an answer saying I have no idea what the debt is? Should I show the other side I have no income and my family is on food stamps? Will they drop the case with that info?
Thank you !