Hello, I am new here but have stalked the boards for quite some time prior to joining. I think I've read a good deal of info pertaining to me or what I assume would pertain to me but just needing a little guidance. I am a bit nervous but not necessarily "scared".
I am being sued by Midland. I have never received anything in the mail nor served etc. I know I am being sued because my previous landlord sent me a picture of the court paper that was either taped/rubber banded on the door. (I moved out of the address they 'served' about 3 months prior ). My previous landlord took a pic & texted it to me. That was on 8/9 and the paper work said my court date was 8/13.
I immediately typed a letter and in the letter I simply stated that I needed the date continued b/c I was never served, was unaware of any of this and only know b/c of a text from my previous landlord. I included the text as well. I faxed it in to the court. I checked back the next day (Friday) & the case was continued to 9/25.
On 9/14 Midland called me and asked me if I was aware I was being sued. I said yes. They asked if I wanted to settle it. I stated I wanted validation of debt. They said they sent paperwork to XYZ address ( not my address). I informed them of that. They stated they would send it to the proper address within 5 business days. To date, I haven't received anything regarding court papers, all I received was a request to settle ( to the correct address). Had my landlord not shown me what was on the door, I would be none the wiser. The original creditor is Synchrony. I am in Virginia.
I plan to show up tomorrow morning & reiterate all that I have said. Should I still go the req for arbitration route? I am unsure of what to do since I never was served or received anything in the mail or in person.