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North Carolina and New York Statute of Limitations

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Hi, I would like to first thank you all for taking the time to aid me in this matter. My question is this:


I occurred a utility bill debt in NY, whose Statute of Limitations is 6yrs. I then moved to NC, whose Statute of Limitations is 3yrs. If I was pursued for debt collection, under what state would the jurisdiction (or statute) apply?


I am asking this because it is my understanding that certain states have laws that state that debt collection must be filled in the state of residency and I am wondering if NC is one of those states. Meaning that if I was pursued for debt collection, the debt collectors would be forced to file the suit in NC under which the Statute of Limitations are more favorable to the consumer.


Again I would like to thank you all for helping me with this matter.


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