Hello all. I'm new to this so I apologize if this has been answered already. I have a debt with Portfolio Recovery. I went to set up an arrangement and the debt has been moved to Weber & Oclese. This is recent, no court filings have been made to my knowledge. Do I still have time to contact them and work something out and will they just file and not even care? Please let me know your thoughts. I'm sure every firm is different. Thank you.
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