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Charge off

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Hello.

I have several charge offs in my credit report that I would like to resolve.  According to what I read: 

  • Charge-Offs. Try disputing the information within the listing, like the date the account was opened, the high balance, the amount owed, etc. If any of the information is incorrect, you have a good chance of getting the whole thing deleted off of your report.

Can someone please explain further what "disputing the information within the listing means" ???  Who do I need to dispute the information with? The collection agency or the credit bureau directly? 

Any other suggestions for increasing credit score with several charge-off on credit report?

 

Thanks,

Val

 


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