Hello,
I have been reading alot of material on the forums and see there is a wealth of knowledge as it relates to debt collection. If it is ok, I have a couple questions. Quick background, I have been sued in small claims by Cavalry for an alleged old credit card debt of approximately $5k (no arbitration clause). I responded with a general denial, have recieved my BOP request back from plaintiff that includes bill of sale/affidavit/letter from OC explaining they sold my alleged debt to plaintiff/JDB and approximately 12 months in statements. They also included statements and bill of sales/affidavits for 12 other people that I have no clue who they are. They have since sent me another BOP with just my alleged account info and another debt verification for whatever reason. They are within the SOL as it relates to my lawsuit. I answered their request for admissions and production of docs with denials and from what I gathered/researched, anticipate either a motion for summary judgement by them or some negotiations to start in the next month as we have a Case Settlement Conference coming up soon. I have been researching CCP 96-98 per another members advice and understand this will be my angle to challenge JDB to produce a witness confirming docs in discovery. I am also reading mixed reviews on the forums and other places online that it is still a long shot to defeat JDB. My first question is in folks experience, should I try and negotiate a settlement based on the information I have shared regarding my alleged debt/case and if so, what can I expect? My second question is can I introduce the information of the people they sent me by mistake in to evidence to help my case in any way?
Any information is appreciated. Thanks in advance and lets get s dialogue going.