I received a Pre-Legal Letter from Midland Funding today stating that if I do not make a payment by 4/21/19 they may proceed with forwarding this account to an attorney. The current balance is $3100 and I have not been working for almost 2 years. The money that I have is all from savings. I offered $620 to settle the account and they said they want the balance in full. Is there a way I can settle with Midland?
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