Hello, I need some help here if anyone can assist,. I live in PA and received a certified letter. (yes I'm new to this, so any help would be appreciated)
Civil complaint- Absolute Resolutions purchased Citcard debt 2500.00 and we are going to court next month. I am going to appear. I need to respond with my affirmative defence.
Has anyone dealt with these people? I've never received anything from them?
The Attorney on record is Pressler and Pressler.
The complaint states
The above named Plaintiff asks for judgement against you for $2500 together with costs
Unpaid balance of defendants obligation under the CITIBANK acct .... which is now owned by Absolute Resolutions VI, LLC and is in default in the sum of 2500
Wherefore the plaintif.......... asks for judgement... together with costs....
Defendant's last pymt was 8/5/2013
This communication is from a debt collector. This is an attempt to collect a debt......
Then there is a sworn statement from someone (employee) verifying the above facts..
______________________________________________________________________________
My affirmative defense would be..
I want them to validate the debt
Prove I owe this debt
Prove the SOL has not expired
prove ownership of this debt. (they own it)
Am I on the right track here? I cannot get a lawyer. I have to figure this out myself. Money is tight and has been this way for years (3). I'd like some feed back. ANything else I've missed?
I need to respond to this and see where it takes me