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Collectors and you.

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Sorry I could not come up with a better title. sorry. I think I know the answer but want confirmation from others on this.

Does a CA usually buys a person's debt as a whole or individually?

 

I mean, a person might have debts with 4 different Credit Card companies....is the CA buying that junk debt as a whole or maybe just of one or two of your debts?

 

and a follow up. Do they have to sue you on each credit card debt individually or can they sue on the debt from all of them grouped?

 

Thanks so much for this info.

 


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