Hello,
I am in Nevada. I sent a DV letter to Midland Credit Management in July in response to a letter from them. It was within the 30 days received. I sent the letter via certified mail and confirmed they did receive it. Yesterday, I received a letter from them with payment plan options and the opportunity to settle for 5-10% less than the full balance. That's all they sent - no typical DV response. How do I proceed? Is this a violation of FDCPA?
Thanks in advance!
