I received a summons from a debt collector/lawyer for a credit card debt. I never received any initial communications from the firm. However, I got a summons handed to me at my front door. The summons had my old address on it. I had not lived at that address for months. I don't know how the process server found me at my new address. Anyway, I only had like 5 days to respond to the summons. I got that in on time. In my response, I wrote that I never had a chance to ask for validation/verification of the debt? So my question is: if there were any letters sent to me they would have went to the old address. Is this not a violation and unfair practices on the debt junkies end?
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