Hello,
About a month ago I was notified via mail that my wife was going to be sued by JDB. I quickly contacted the law firm representing them to find out if we could settle the account some way (Never admitted to owning the account). After going rounds over email (in which they sent me validation docs) they recently (40 days later) told me again that they are pursuing litigation over email.
My question is, should I mention the fact that I will pursue arbitration to get them to back off? Or should I just wait until served and file a MTC with arbitration via JAMS?
Also if I do need to wait, is there a CA specific template for a MTC that I can use to draft the docs and submit?