Hello, I have the following letter posted below from these guys. Obviously never had a letter like this sent so no idea what to do but I also don't just have $1,400 laying around at this current moment. So basically I'm wondering what to do and what not to do here? Also, any info needed please let me know.
Debt is from Capital 1 Credit Card. Only like 2 or so years old. And I am in Ohio as you can see from the pics of the letter below.