Hello,
I have been dealing with collections for a few years now. I am disabled, on SSDI for over 2 years. I have had creditors sue me, but I have responded to them all with letters stating I am on SSDI and own nothing. A couple dropped their cases but two others got judgements against me. One stopped at the judgement and has not done anything else. Crown Asset Management Llc in Ohio has now filed for garnishment. I received a form stating this and that I could request a hearing of I don’t agree. Well, I requested a hearing on the grounds that my only income is from SSDI. The date is set for April 2 at 8am. The amount of the debt with court costs etc is just under $2500. My husband owned our home before we were married and I never was added. He owns our cars and I even have a separate bank account that my ssdi goes into. I just don’t understand how this judge has gone against me when I only receive ssdi. They can not garnish that so why give them the ruling? Also, what can I expect at this hearing? Am I just going in front of the judge to tell him I don’t agree with garnishment because all I receive is ssdi?!? I thought I was judgement proof, but this judge has ruled against me. Any insight would be greatly appreciated.