Judgment for 2004 Starting paying, Now back on my credit as a charge off
I had a judgment against me in 2004. At the begining of this year I started to pay an agreed amount monthly. The item is now back on my credit report as a charge off and my payments aren't being...
View ArticleFather being harrassed by Municipal Services Bureau
Hello, My father is being harassed by a collection agency named Municipal Services Bureau demanding payment for a "City of Los Angeles (Business Tax)" matter. My father is a senior citizen and doesn't...
View ArticleClik here to view.
Cavalry SPV has filed a Small Claims Suit..Need Advice
Hello all!! New to this forum and Found this after searching the web. Here is my situation: 1. Who is the named plaintiff in the suit? Cavalry SPV I, LLC 2. What is the name of the law firm handling...
View ArticleClik here to view.
Being sued by Midland Funding LLC in CA
I apologize if it seems like I don't know what I'm doing, for I don't. I was very surprised to find out that I was being sued for a nearly 5 year old debt. I wasn't even the one who was served; they...
View ArticleCalvary Portfolio Services - Debt Verified?
I asked Calvary for DV and they sent me the agreement with monthly statements and a few documents with my name on it. The amount is around $500.00 for a Lowe’s card. I’m not sure what constitutes as...
View ArticleLVNV And Stenger
I received notice yesterday from my employer that my wages were being garnished. I received no summons or anything from Stenger and Stenger. How do I respond?
View ArticleSecondary Debt Buyers - Combined Settlement?
Hello, I have a 3 secondary debt buyers sending me letters from their lawyers. Is it a bad idea to make a combined settlement for debt buyers? Should I make a settlement separate from the primary...
View ArticleHow to negotiate with SLS about lien for 2nd mortgage following BK
Following a Chapter 7 Bankruptcy, Select Loan Servicing added $40k unpaid interest to what they said we owe on a 2nd mortgage. We did not sign a reaffirmation agreement for the 2nd mortgage like we...
View ArticleHow to negotiate a settlement with Midland
Hi, While living in California, I got into debt with an Amazon card (SYNCB/AMAZON PLCC) for $3,500. It was closed in 11/27/16 and bought by Midland around 4/27/17. I remember getting some notices...
View ArticleMandatory Settlement Conference - California
Hi. I'm being sued by Midland Funding LLC, Hunt & Henriques is attorney. I've been on this forum for months researching and completed step by step all that you've suggested to do on this forum to...
View ArticleRausch sturm and crown asset
Guys been going back and forth with rausch,who represents crown,with synchrony account. The account is only 2 years old and i requested validation. They sent same ole stuff.. copies of statements...
View ArticleClik here to view.
BOOM, another Debt Collector bites the dust
Have not been on here in a while. Last time it was defending against Midland Funding. Arbitration WORKED 100% to get it to Non-Suit. Today Cavalry Law on Behalf of CITI Bank sent me a letter w/ a...
View ArticleQuestion about settlement offer from LVNV-Resurgent Capital
I received a settlement offer from LVNV (OC: Credit One 😑) a couple of months ago. I wasn't in a position to settle then but am now. I called and they said the account is now with Resurgent. Based on...
View ArticleGetting Letters from local Lawyers
I have been getting letters all the sudden from lawyers. I haven't been served yet and just need to know if I will be served. I even looked between the storm door and the front door. looking...
View ArticleGoing against Midland Funding tomorrow Please Help
Hello, I came across this site and figured I would see if I could get a little advice. I'm going to court to fight Midland Funding after receiving an Affidavit from a law firm on behalf of them. I...
View ArticleDo we do Cease and Desist?
My husband has been receiving calls for the last week or so from different numbers, mostly Indian accents. We have been blocking them and ignoring them. Last night he received a forwarded text...
View ArticleWhat counts as initial communication between a CA and a debtor?
I recently discovered a tradeline from a CA on my EQ report. I haven't received a letter from them. I called today(recorded it) to inquire about it. Can I send a validation letter? It seems like...
View ArticleSued by midland and now msj
Sued by midland. Only income is SS. Read their bill of rights and sent them a SS statement & bank statement showing SS deposit. Said reply was not sufficient for hardship. No assets either. Sent...
View ArticleLate on credit cards, waiting for inheritance...need to buy time
Long story short, I am three months behind on one of my credit cards which has a hefty balance. I can't seem to make any payment arrangements with Bank of America. Recently I learned I will be getting...
View ArticleHelp me with MidLand?
So Midland sent me a threatening letter via email saying they are acting on Citi behalf and are going to take court actions on me if I dont pay a debt of 781(but I owed a debt of 383 to citi) and...
View Article