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No money, no job.. best course of action?

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Today a certified letter had tried to be delivered to me from Synchrony Bank but I missed it.  I know exactly what this is and what it's about.  Being served for a deb ~$2,500 with them.  I stopped paying on all my loans (probably about $8000 in total) in May after having some major surgery, no job, no money.. simply no way to pay.  What is my best course of action?  Should I go pick up the letter from the post office and what then?  If I go to court and lose I still can't pay.  I am trying to get my life back on track and the only valuable property I have is my car, which I am still making my monthly payments on with only a few months to go.  Can I go to jail for this?  I had no intention to never pay but right now I simply can't and I am worried.


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