Wakefield & Americollect CA adding fees & interest, void collection if not...
My question is if I write to the collection agency, Wakefield & Americollect, in the State of Colorado, and keep in mind, this is years after the actual medical collection has been reported on my...
View ArticleClik here to view.
110K in Unsecured Gambling Debt **HELP**
Hello All, I have made some extremely stupid decisions this past 2-3 years and it has left me in a huge hole that looks impossible to get out of and I am looking for advice or any suggestions on what...
View ArticleHelp with appeal MTC arb. DENIED!
@Brotherskeeper has been helping me tremendously with everything! So today was my trial and I asked for MTC arbittation. They sued me in Dec. 2019. But I didnt know anything about arb. until a few...
View ArticleMidland making soft inquiries after case dismissed
Midland sued me last year. I hired an attorney with a good track record of getting these types of cases dismissed, and it was dismissed without prejudice. However, now I'm seeing that they've soft...
View ArticleHow to negotiate medical collection account
Hi, I have a pending medical collections account that I want to settle (eventually removal from the credit report) to allow me to negotiate better mortgage rates. Q1. I am not good with verbal...
View ArticleOregon Federal Court Orders Consumer to Pay Debt Collector’s Attorney Fees
In Bjornsdotter v. Suttell & Hammer, PS, the Oregon District Court found that a consumer filed an FDCPA complaint in bad faith and has ordered the consumer to pay the debt collector’s attorney...
View ArticleThree collections....one account!
Hey everyone, haven't been here in a while. I am helping a friend with repairing her credit. One of her problems is she has three collections on her report American Collections Ent, Amsher Collections...
View ArticleTwo collection agencies on same alleged account
Hi old friends and new friends. It's been awhile and recent circumstances brought me back to CIC to ask and share information regarding credit and collections. Recently, I began receiving a series of...
View ArticleAfter 2 years into collection, can I approach the OC and request to qualify...
Hi, I have a pending medical collections account that I want to settle. The actual visit to the hospital emergency was in late 2017 and the collections account showed up in my credit report around...
View ArticleIs this real or not?
Got this phone call this morning: Hello this message is for (my name) . My name is Miranda Wright and I am calling from Midland County (inaudible-think she said processing). I'm calling to from the...
View ArticleNo money, no job.. best course of action?
Today a certified letter had tried to be delivered to me from Synchrony Bank but I missed it. I know exactly what this is and what it's about. Being served for a deb ~$2,500 with them. I stopped...
View ArticlePre-Legal Notification From MCM
Hey there. So I received a ‘Pre-Legal Notification’ letter from MCM on 6/18/20 (i’ve been out of town since the 16th and just got home yesterday) and it states ‘Midland Credit Management has made...
View ArticleShould I Fight? Filing BK in 45 days!
🙈 Today the Sheriff delivered the papers, so my clock has started. Here is my situation. I was waiting for the SOL to run or file BK if I was served. My timeline to file (BK) is in September so I need...
View ArticleEmergency rule 9. Tolling statutes of limitations for civil
Did the collection agents just receive an extra 6 months on SOL in California ?? https://www.courts.ca.gov/documents/appendix-i.pdf "Emergency rule 9. Tolling statutes of limitations for civil...
View ArticleSOL and first collections letter question
Everyone on this board has been so helpful with my case so I wanted to ask a question for my husband. He received a letter from Credit Control LLC yesterday stating his Citi account has been placed...
View ArticleMidland Credit Management placed account with Pressler, Felt, & Warshaw
I had a Synchrony Bank account that was purchased by Midland Credit Management in September 2018. I just received a letter from Pressler, Felt, & Warshaw that the account has been placed with them...
View ArticleMidland Funding LLC has not paid filing fee for arbitration one year later
I was sued by Midland Funding llc in Jan 2019. I answered and appeared in court where I filed a motion to compel arbitration. I paid the $250 fiing fee. Jams sent Midland an invoice, but Midland never...
View ArticleGym Membership and Swift Funds Llc
Hello allI joined a gym about 1.5 years ago on a month to month basis. I also paid for a few sessions of personal training. I pulled my credit and saw two collection accounts from a Swift Funds Llc. I...
View ArticleUSELESS AND BASELESS VALIDATION REQUEST
The following "validation" letter has been floating around cyberspace for years. Once in a while, it might work, and a debt collector will no longer contact the consumer. However, any debt collector...
View Article