Credit Corp Solution sent me a "Pre-legal" notice about 2 months ago. I sent a Debt Validation letter. I received a yellow envelope with copy of statements from the OC (Care Credit/Synchrony Bank). The account was charged off in October of 2017 and sold in August of 2018. About 2 weeks later I have received a letter from Marcadis and Singer PA (Debt Arbitration In Florida (marcadislaw.com) indicating Credit Corp has turned my account over to them for collection. I did send another DV to them to buy me some time. I have read that once I am served papers for lawsuit that I should file a Motion to Compel and try Arbitration.
I am in Florida (where everything is backwards) and I did not want to do anything wrong so I consulted with a lawyer to see if that is something they could assist me with. The lawyer told me there are no tricks or shortcuts to getting the case dismissed unless I have actual proof that it is not my debt. He says by me filing a motion to compel ask the court to order either the opposing party or third party to take some action and he highly suggested not to do it.
Since this is a lawfirm I have not contacted them yet. I am not sure what to do. Should I just settle or what?