Being sued! Capital one Please read.
Hi guys and gals! Just received a summons and I’m being sued by Hunt & Henriques. They tried to serve me but I wasn’t home and got a message from the server. I looked up the summons and it was...
View ArticleNew letter debt collection letter that must be sent out.
Under new final rule issued by the CFPB: https://files.consumerfinance.gov/f/documents/cfpb_model-validation-notice_2020-12.pdf More about the rule:...
View ArticleCredit Corp Sold account to Marcadis Singer Pa
I had a collection account with Credit Corp Solutions ( Synchrony Bank/Care Credit) they validated the debt and now I received a letter from Marcadis Singer PA indicating that Credit Corp has turned...
View Article110K in Unsecured Gambling Debt **HELP**
Hello All, I have made some extremely stupid decisions this past 2-3 years and it has left me in a huge hole that looks impossible to get out of and I am looking for advice or any suggestions on what...
View ArticleHunt Henrique!!!
First off...my sister called me to tell me someone was trying to serve me at her house but they said they would come back...I checked county clerk office I see my name, case number, date filed. I...
View ArticleAccount is currently with attorney....next steps
Credit Corp Solution sent me a "Pre-legal" notice about 2 months ago. I sent a Debt Validation letter. I received a yellow envelope with copy of statements from the OC (Care Credit/Synchrony Bank)....
View ArticleBeing sued my Midland Credit Management--need some advice
Hello. I want to apologize for taking over someone's thread with my questions. Our cases are very similar in nature. Here is the information I have regarding the suit. I should point out that I never...
View ArticlePaid off my defaulted AMEX - YAAAAYYYY!!!!
I only owed them $1000, but it's nice to finally be paying these old defaulted debts off. I changed jobs recently and got an $18,000 per year increase, which put me over the top to be able to save...
View ArticleCharged off amount amount versus amount sued for by the debt collector
Is the charged off amount in you credit report supposed to be the same as the amount that the JDB is supposed to sue for? If they are different, will it be a defense towards invalidating the debt ?
View ArticleAttorney Referral Pending on your Discover Card Account
I got this e-mail from Discover: This is a reminder that we are prepared to refer your account to an attorney to bring a lawsuit against you to collect the entire balance on the above referenced...
View ArticleBeeing suied bye lvnv
really need help with a debt collection that suing bye Lloyd & McDaniel, in court cant find no laywer even help cause it only like 1000 i have sent a debt vaild letter all they sent was bill of...
View Article7 days before trial received "Request for Dismissal"
I am done and dusted, Its over for me. Just received a "Request for Dismissal" Answer all the Plaintiff requests and know that the Plaintiff will need to show up in court to proceed. Maybe Covid...
View ArticleSettlement offer
Hey, I owe about ~$7500 to Chase. It’s been about 18 months since I last paid them. They are now sending me settlement letters they’re offering to settle for ~$2500. So I would be settling for about...
View ArticleBeing Sued by Midland Credit Management but I wasn't served............
Hi Everyone, My case is a little different, but I was hoping I could get some insight on my options. I received a letter from the clerk advising "Notice of peremptory hearing". I didn't know why I...
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(California ) Midland Funding is suing me for Syncrony Bank card
1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Jack H Pogosian. It just has a...
View ArticleNew rules on how collection agencies can deal with consumers.
https://www.creditinfocenter.com/wordpress/2021/01/21/new-rules-implemented-by-the-consumer-financial-protection-bureau-cfpb-clarify-the-way-debt-collectors-may-deal-with-consumers/
View ArticleUSELESS AND BASELESS VALIDATION REQUEST
The following "validation" letter has been floating around cyberspace for years. Once in a while, it might work, and a debt collector will no longer contact the consumer. However, any debt collector...
View ArticleBOA and FIA Card service lawsuit in GA
Hey folks, I got a lawsuit from BOA n.a. with successor in interest FIA Card service and its for a credit card that I owe around $8k. I was just served 2 days ago. The lawyers for BOA are Hayt, Hayt...
View ArticleARS National Services, Inc / Citibank, are they a JDB or Assignee of debt?
Received a dunning letter from ARS National Services, Inc., PO Box 463023, Escondido, CA 92046-3023 It looks a LOT like this letter:...
View ArticleWhat next after DV
Back in December a collection office has turned over my account to a law office. I got the standard letter from them about trying to collect a debt. I sent a DV letter. I received a notice from them...
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