Hello,
Here is my situation.
I have a some debt form a few credit cards. They were sent into collection with some companies that are known for suing.
I paid my CC until last year in November, but I ran out of money and savings as I lost my job.
I don't have a job and I don't believe I can get one anytime soon.
I have no saving or properties.
Should I do nothing or call those collection agencies and tell them that I have no jobs or any kind of assets? Or what should I do?
My intend is not to increase my credit score or apply for mortgage. I am trying to avoid a lawsuit, even if I know they can't take anything as I have nothing.
Txs