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Gemini Equities LLC

Looking for any information on the the following company: Gemini Equities LLC 243 Route 100 2nd Floor Somers NY, 10589   They use a "Return Service Requested" Address of: Dept 959 PO Box 4115 Concord...

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Can we file for arbitration after being sued and filing answer?

Hello. We are being sued by Calvary SPV LLC for a Citibank card for $5097. We've been served and already filed an answer. We did receive a copy of evidence that they provided to the courts consisting...

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should I tell them I have no job or properties or any assets?

Hello,   Here is my situation. I have a some debt form a few credit cards. They were sent into collection with some companies that are known for suing. I paid my CC until last year in November, but I...

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Sued by MCM in NC

being Sued by Midland - in North Carolina Ok i have been reading some of the good information in this group but was just wondering if any one from NC is going through this or has been through this......

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Chase...any recent lawsuits?

Anyone know if Chase is still suing?    Obviously they used to be one of the most litigious creditor, but since getting smacked down for their collection practices a few years ago, my understanding...

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Being sued by Midland Credit Management (Capital One)

Today I received a response to my Request for Production. Within the documents, they resent the affidavit, statements (only from when it was sold to them), and Terms of agreement page (not original...

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Credit Union Hired Carson Smithfield - Not Budging on Accepting Lower Amount...

Credit Union charged off my account but retain ownership.  They hired Carson Smithfield collection agency for retrieval.  I contacted them to agree on a settlement for lesser than the full amount to...

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Charge off removed for 10k, then I received papers from court

A charge off was removed for 10k, then a week later I received papers from court. Smith Debnam represents Discover cad. filed on 5/27/21 my credit was updated about 6/4/21. Can they still come at me?

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Portfolio recovery collection

I have until Friday to accept PRA offer on an Synchrony  account they bought .  Can I tell them I want arbitration to keep them from filing lawsuit and maybe getting an offer of a 50 percent...

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Compel discovery - what should i do in N.C

OK MCM sent me the discovery interrogatories , request for docs, ad admission. So on 6/15/21 i submitted my MTC for private Arb.  court date is set for 9/2/21 ...What should i do about the...

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Midland Credit Management Pre-Legal Notification

I got a Pre-Legal Notification from Midland Credit Management today. I live in Georgia, so if sued it would go to Magistrate Court. The original creditor is Credit One Bank. The amount is almost $850....

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CMR Services-has my info with an incorrect address: Claims they purchased...

i received a call at work from a man stating his name was Michael Thomas and that he was notifying me due to new covid regulations that he would be visiting my business to serve me papers out of the...

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Scammers at me again!

I just love when I get these. Makes my day! his Email is to notify you that You are going to be legally prosecuted in the Court House within a couple of days. For non-payment of your debt dues. Which...

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Cavalry SPV using Gurstel to sue

Hi, I have been spending hours on end reading everyone who has gone through what I am going through currently but need some help and advice.  Background: citibank forward card- defaulted (last payment...

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Got a "this is an attempt to collect a debt..." letter but not from a CA; is...

Hi, new here and to current situation, and need some advice about it. I very recently got a letter from a firm stating that "This is an attempt to collect a debt and any information obtained will be...

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Need help with LVNV in Mississippi

I received a letter from “Jacob Law Group” on behalf of LVNV Funding. I sent JLG a debt validation letter within the 30 days. About a week later I get a letter (April 13, 2021) from LVNV stating they...

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Settlement offers

Hey guys! It's me again. So, my next question is: What is an acceptable offer to JDB's for settlements at/after SOL? How cheap can I go? Can I offer to pay 20% or less of original collection balance?...

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Being sued by Capital One, repesented by Nelson and Kennard. Questions...

Good day,   some info in regards to my suit, questions are listed at the bottom...... 1. Who is the named plaintiff in the suit? Capital One 2. What is the name of the law firm handling the suit?...

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Stenger and Stenger - LVNV Letter

I received the attached letter from Stenger and Stenger for an old debt. I was thinking of sending the attached dispute letter. Will this help? Is this worth disputing?...

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AMEX

Hello everyone!  My question of the day is about AMEX. We have a charge off for $3700+. It's still with AMEX and has not been sold off. My question is do they have laws they need to abide by as far as...

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