i received a call at work from a man stating his name was Michael Thomas and that he was notifying me due to new covid regulations that he would be visiting my business to serve me papers out of the next county over. He stated that I had the right to know what i was being served for and gave me a case number and a phone number.
I called the number and the gentlemen identified himself as Paul O'neal and said that I was being sued for a debt on an HSBC card they had purchased. He told me the debt was from 11/30/2014. He had all my information including my social. But he had an address in a state I have never lived in. I also do not remember an HSBC card, but, to be honest, I was terrible with my credit and paperwork back then.
I have done some research and I understand that this alleged debt seems to be past the statute of limitations. Either way, should I be expecting to be served? I tried to call back to get info from him, but he was not really helpful. I had called an attorney and they told me to get the business information and who to send a letter to, but he did not want to provide that. he wanted the attorney name and number. i told him not to call my business again. he stated that he had someone on hold and I should call him back to get this resolved.
This worries me.....i am concerned this might be an identity theft or something. I guess i could have had a card through them, If I did, I really do not remember. If I did, can they still sue me?