Hello I had a rough stretch several years ago and had some credit cards I had no way to pay. I never wanted to be that guy and watch my good credit Vanish but my family ht a rough stretch. I used the credit card agreement arbitration clause and filed several answers in State court with MTC and so far it has seemed to work.
I was served papers that I have to Answer within 30 days Emanuel County Georgia Magistrate court for "Breech Of Contract" on a Credit One account around $900. I have never been to Magistrate court. Can I file a Answer stating Arbitration Clause with the agreement as exhibit (just as I did in State court)? or is this a completely different animal?
Any Information or advice is Greatly and I mean Greatly appreciated.