Credence Resource Management Debt Collection
A company called Credence Resource Management is calling me several times per day regarding debt they say I owe. Each time they call, I ask them for specifics about the debt and they will not give me...
View ArticleAttorney Referral Pending on your Discover Card Account
I got this e-mail from Discover: This is a reminder that we are prepared to refer your account to an attorney to bring a lawsuit against you to collect the entire balance on the above referenced...
View ArticleScott & Associates trying to sue for a debt that was not assigned to them by...
received a citation that I was being sued by Barclay's. Scott & Associates shows to be their attorney. They are a debt collection attorney office. According to Barclay's, they referred the...
View ArticleArbitration strategy in Magistrate Court
Hello I had a rough stretch several years ago and had some credit cards I had no way to pay. I never wanted to be that guy and watch my good credit Vanish but my family ht a rough stretch. I used the...
View ArticleBeing Sued by LVNV in Texas
I've seen a lot of LVNV postings on here and I've tried to read up on it as much as possible. It's a loan I had from Lending Club in 2019 that I was making on-time montly payments, but unfortunately...
View ArticleMedical Bill in Collections
I had a procedure done about three years ago and received two bills totaling just over $1,200. Never paid anything on them and now they are in collections. I'm in the process of cleaning up my...
View ArticleScam or real?
My husband received a vm from an almost robotic sounding woman stating that I was going to be served at home or work and I would need 2 forms of ID when she arrives. She left a number of a law firm to...
View ArticleStenger & Stenger Collection
I settled in Court with them June 21, 2021 for the amount $2,740.00 versus $3,779.11. Making $ 45.00 a month payments and after a 90.00 down 8 payments I owe them $3,476.00. How can I owe more than I...
View ArticleTaxes: Voluntary Reporting CC Debt Beyond SOL as Income on Tax Return w/o...
Can an individual voluntarily report the debt as income - and pay income taxes on it - without having received a 1099c Cancellation of Debt form by the bank? Or is the issuance of a 1099c required to...
View ArticleExemption question
Hello. I live in South Carolina. I have some credit card debt that I am really struggling with. My credit card balances range from $100 to about $1800. I was able to pay more than the minimums prior...
View ArticleI have a question about collection accounts
Hello, I have a closed account showing on my credit reports for First Premiere Bank Mastercard in the amount of $950.00. According to Credit Karma, this is not showing on my credit reports as a...
View ArticlePotential Settlement Letter for PRA Collection Past SOL
Elsewhere on the boards, I was advised to mail a letter to the CA to begin settlement negotiations on two of my three unpaid collections that are past the SOL. I was advised not to admit ownership of...
View ArticleDefault Judgement for CC debt in Texas.
I have a judgement against me for credit card debt in Texas. I was served the paper work for the hearing but did not show up in court. I am currently fighting for disability due to pain/health...
View ArticleChanges to Medical Collection Debt | TransUnion, Experian, Equifax
I don't know if anyone else has posted a thread about this, so I thought I'd do so. According to a March 18, 2022 article on TransUnion's Website, TransUnion, Experian, and Equifax are making changes...
View ArticleMidland credit prelegal letters and arbitration
Hi everyone! I have Midland harassing me at this point about a synchrony bank credit card. They sent me 2 pre legal letters so far and honesty don’t know what to do. I read about arbitration but...
View ArticleCan Two Different Collection Agencies Try To Collect on Same Debt
Can two different collection agencies ( with different agency names, and in different states) try to collect on the same debt at the same time? They both called and they both sent collections letters...
View ArticleWNY Debt Collectors still at their old tricks
Interesting that some WNY debt collectors are up to their usual tricks still. They close 10 companies and 20 more open up....
View ArticleQuestion regarding midland credit
Midland funding started trying to collect on a debt. I knew I owed it but with covid I lost my job. Then the job I found after I also lost. Both places closed because of the pandemic. At the time it...
View ArticleSoon to be sued in Ohio
I was checking my annual credit report and noticed a soft pull from Javitch Block. I have a charged off account from Upstart for a large amount (30,000+ - stupid of me to take a personal loan for...
View ArticleNEED HELP FINDING ARBITRATION AGREEMENT FOR CITIBANK, N.A. Personal Loan in...
NEED HELP FINDING ARBITRATION AGREEMENT FOR CITIBANK, N.A. Personal Loan in my name that is not me/not my debt Someone stole my identity and used my name to secure a 10K loan. It's not my debt, and...
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