June 1st was the last day my last collection dropped off my last CR
I disputed the collection on TU online on 6/1 - CR read that it was due to drop off 6/2024 - the dispute took 5 minutes before they dropped it from my report - wow that was fast!
Transunion 797
Equifax 809
Experian 789
A year ago I was in the high 600's - but with time and regular payments, I am clear of negatives.
My question - PRA calls daily on a really old collection - it is past SOL and has been off all reports for months. I have answered a couple of times - but usually I let it go to voicemail and they never leave a message. I never agree it is mine - I don't recognize it and it does not appear on any reports.
Can I ask them not to call? Or will they continue to call ad infinitum?