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LVNV | Debt Validation Letter Response

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Long post hopefully it's not to confusing or a waste of time. 

I have 2 accounts with LVNV funding both are Credit One Bank Credit Cards. I have not disputed any of them only sent them a validation letter.

 

  • May 22, 2024 I sent 2 letters in reference to accounts that are with Resurgent. It was copy and paste letter from CFPB's website asking more about the debt. Blah Blah Blah.
  • 6/15 Today I got 6 letters from them. (2 were duplicates 🤡


First account they sent the cover letter and ONE statement of when the account was charged off. 

 

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Second account they sent same as above PLUS another letter that looks like they went ahead and sent a response to a dispute ( I haven't filed one) 


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With this letter they sent 3 statements. ( Will attach below) 
One dated 12/10/22 $864.53
Second dated 1/10/23 $903.99
Final dated 10/10/23 $1456.32

In the account summary report they sent it states the date of last payment is 3/7/23

No statements were sent showing how the debt went from $903 to $1456?

Is this something I should look further into? Or am I just being slow? 
If it is something I should look into how should I respond?

 


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