Hi all,
So forgive me; it's been awhile since I've had credit problems, but last year was a rough one...
SO
I had two cards with capital one that both charged off about 6 months ago...... I just got a letter dated 1/18 that says "My account was acquired by Sherman Originators III, LLC on 1/17." And that they own my account and may contact me yata yata....
a) trying to not panic that I will receive a summons 😱😱
b ) I am totally wanting to pay these off. One is for 733.00 and the other for about 1200.00
My finances are kind of tight as I've been paying quite a few things off, but my income is steady and I could slowly but surely pay both. If this is my plan, do I need to freak out that they won't work with me? Unfamiliar with this company; have no idea what to expect. Any help or insight would help. I will try not to react unrealistically in the meantime! Thanks!