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Rausch Sturm Summons-Should I Answer?

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Help please!  Have gotten a "Summons" from Rausch Sturm for CapOne, and although I don't doubt that I owe them money, there is no case number as usually there would be if they had actually started a case, but just a listing of "Our File No." so am wondering if this is legit and if I should send an Answer.  The 21 days is up this Thursday (3/9/17). Called county court clerk's office and nothing has been officially filed there.  I have been out of work for past three years and just started a remote home-based job but getting paid extremely little (not even minimum wage). I don't have any assets other than a very old car.  Have read other posts regarding Rausch Sturm and am wondering if I should put in Answer that they should send validation of debt, etc.  I'm in ND and have looked at the statutes  (N.D.C.C. 13-05-02 thru 13-05-06) but not seeing anything that can help me.  Can anyone help with an Answer to them? Thanks in advance.


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