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Legal? Employer is still reading ex-employee email 2 mos after termination

Hi colleagues, Question: Here's a good one: Is it legal for an employer to continue to monitor and read an ex-employee's work email when that employee was terminated two months before?   If the...

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Southwest Credit reply almost a year later

So here's my situation.  Back in 2015 I was contacted by one JDB claiming that I owed about $700 in an old cable debt to a service provider I didn't have.  I sent a debt validation and never heard...

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Debt not mine

I received a collection notice for a college loan debt that is not mine. They sent me the original Promissory note dated 8/8/98   The SS#, Date of birth, driver license #'s and signature are not...

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Guidance on what to include in intent to sue letter to Collection Agency

I have an account that appears to have been illegaly re-aged - an old car repossession that happened in California 8 years ago. the original creditor fell off my report 2 years ago but suddenly a...

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Phoenix Financial - New Agency Collecting Old Debt

I recently received a letter from Phoenix Financial Services notifying me on their intent to collect on some old medical debt. The accounts were previously handled by a different collections agency,...

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Cavalry hired Attny for collection. What now? Missouri

Missouri resident. OC were 3 credit cards. I tried to work things out a few years ago but could pay nothing. They sold the debt, a few different times. Cavalry ended up with it. I am now in a better...

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A collection that doesn't exist

so  in 1999 i had a Sears credit card. I had used once. I paid $35 for throw pillows. I got the bill in the mail. Went to Sears and paid it at Customer service. With taxes it came to $55. I paid cash...

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credit card debt after 10 years

hello. i had credit card debt over 200 K $ in 2006. in 2007 I returned to greece bec bussiness i did went bad in houston. what happens to debt after 10 years? are they still there any collection...

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Portfolio Recovery Associates Debt What to Do?

Recently I have been trying hard to clean up my credit and I pay all of my bills on time everything like that the only thing I can see hurting my credit is one account in collections with "Portfolio...

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Collection Agency list...

This came from 2001badyear...some good info here. This is not a complete list of course...so if you have any CA names and numbers calling you - PM me or add it as a reply. Thanks!Not really sure how...

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HELP!! Portfolio Recovery Agrees to Arbitration...

Hello all,   So I received a few letters from attorneys in December, indicating that I was being sued. I did a case search on my name in the system and found that Portfolio Revocery was suing me for a...

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Validations: Account Summaries and electronic sign Documents

Hello, What is considered validated information? Can 'someone give me a list? Is a copy of an account summary  without a ink signature considered a valid piece of documentation from the collection...

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Rausch Sturm Summons-Should I Answer?

Help please!  Have gotten a "Summons" from Rausch Sturm for CapOne, and although I don't doubt that I owe them money, there is no case number as usually there would be if they had actually started a...

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getting no caller id call about legal papers being delivered

I just got a call with no called Id that i need to resolve some issue or else i will get served with some legal papers about a breach in contract. I didn't pick up someone else did so because it was...

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LVNV Funding LLC response to summons see story

Hi everyone,  Today I filed my answer and response to LVNV Funding LLC after they sent a summons to  me via sheriff for an alleged debt of nearly 5K. What i noticed was that I never received an...

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Portfolio Recovery Associates

Hi everyone, I am new to the board and this is my first post.  I am looking for some advice on how to proceed with two debts being collected on by Portfolio Recovery Associates.  The first debt was...

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The 3 Credit Beaureas are removing liens and Judgement, and big changes to...

http://finance.yahoo.com/news/credit-reports-exclude-certain-negative-223300291.html.  Please click the link above it will take you to Yahoo where there reporting the Credit Beaureas decisions about...

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? on disputing old collection that is outdated - came back verified

I need some direction on a dispute I made on an old collection. I had a car repossessed 8 years ago and it was sold after they repossessed it. They reported that I still owed $2800 but the account is...

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I have been sued by Amex

I am being sued by American Express for a $4500 unpaid statement the last time I checked I havent received anything new from them yet.  Here is what I have so far from the case summary.  I have read...

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Received DV from Calvary Portfolio Services

I recently received a letter from an attorney's office in Princeton NJ (Schachtner Portney LLC) for a debt bought by Calvary Portfolio Services. The OC is Citibank. The attorney sent back the last...

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