I owe 17k in cc debt. I'm receiving letters from law firms debt collectors and was served papers on one of the accounts yesterday.
What would be the best option for me:
I have no income
I have no assests.
No bank account
I have never filed my own taxes due to not having any taxable income. I have always been filed as dependent. I recently married, but nothing is in my name.
Would that qualify me for bankruptcy. I have no means to repay. How will any of this affect my husband?