For those in the know... I wonder if you could help me understand something.
I have a collection on my Credit report from CACH LLC from Dec 2012
They hired Pentagon Financial , LLC who sent me a Dunning letter in March 2013, I sent a DV certified within 2 weeks. No response.
Later I get another Dunning from Law Offices of Joe Pezzuto. July 2013 and respond with a DV, again, no response.
I subsequently received 2 "lets work it out" letters from Joe Pezzuto in April 2015 and recently Feb 2016.
My question is, are these violations of FDCPA? Is this continued collection activities?
Should I have sent a DV to CACH LLC directly as well? Is a DV to Pentagon or Joe Pezzuto the same as a DV to CACH?