no car insurance, accident collector
A year ago I had an accident with no insurance, now unemployed. I just recived collector notice confirmation to dispute ($12000), it says unless you, with in 30 days after notice, dispute the...
View ArticleCar Repo not showing as a repo
Hi everyone! This is my first time posting, but I've used this site to get my credit score up from a 503 in the beginning of 2015 to a 633 today! Pretty awesome. The last thing that need to get...
View ArticlePortfolio Recovery Associates suing...
Hi, I'm desperately in need of some help. I received a civil complaint from Portfolio Recovery Associates saying that they are suing me for a debt i owe from a credit card. First of all, I don't...
View ArticleAtlantic Credit Finance In TN
Hello, reading several post on here and trying to get some help. Received a letter in mail dated 2/19/2016 from Buffaloe and Associates that reads " As you are aware, your account with Synchrony Bank...
View ArticleDiscover card and Schlee and Stillman question
I have a question about debt collection. Discover card has contacted Schlee and Stillman to collect my debt, but what I'm wondering is once they take over, will Discover no longer work with me? I have...
View ArticleUnpaid cancellation fee from T mobile went to ERC
Two to three years ago I had my phone stolen by a jealous ex boyfriend and he flung it into someones yard. I reported it stolen, told T mobile I no longer had the phone and to put a pause on my...
View ArticleMidland Funding lawsuit in Michigan help needed
I've attached the letter I received at my PO Box. They actually sent it to my old home address and then it was forwarded to my post office box. 1) Do they have to physically give it to me to file a...
View ArticleMotion to Dismiss form needed
I am being sued by Midland Funding and am planning to file a motion to dismiss/summary disposition before I file my answer but am having an extremely hard time finding any forms online to fill out to...
View ArticleCA calling on account already SOL
received a call today from a CA that wanted $1072 for a credit card that was taken of my credit report on 10/15 for being 7 years past last charge off. They are threating to serve me legal documents....
View ArticleCACH LLC continues collection efforts after DV
For those in the know... I wonder if you could help me understand something. I have a collection on my Credit report from CACH LLC from Dec 2012 They hired Pentagon Financial , LLC who sent me a...
View ArticleHospital sent all bills to wrong address, now in collection
My son received medical services in November of 2014. We filled out paperwork with our correct address and they confirmed our address in their computer at check in as well as insurance coverage which...
View ArticleInternational debt
While resident in the UK, an employer claims they overpaid by a handful of thousand $ due to a miscalculation that I don't agree with. This was discovered after leaving the employer and moving to...
View ArticleMissed Third CMC With Absolute (CA)
Was heading to court and the regular way I use for traveling was flooded.Took the freeway after going midway to court and get to a 130P CMC at 157P after parking.The case was called,the doors were...
View ArticleSuspicious collection activity on my experian report. What do I do?
I have the Experian ProtectID service, since the Anthem BC/BS hacking incident and today I noticed this pop-up on my report.Account name: PARAMOUNT RECOVERY SYSTM 111 E CENTER ST, LORENA, TX 76655,...
View ArticlePRA LLC Served me in Texas through JP
I just got served paperwork in Texas for Portfolio Recovery Associates, what do I do?
View ArticleDate of last payment vs. account closed date?
Hello, I'm nearing the SOLs on several accounts and wanted some clarification. My credit report shows a variance between the date of last payment and the date the account was closed. The date the...
View ArticleNearly 7 Year Old Collection, Received Demand Letter
My wife and I have a medical collection that we have been paying on for nearly seven years. Ouch! They have gotten there money plus some. I have gotten hurt and we have not been able to make as big a...
View ArticleIs It Ever Too Late For Debt Validation?
My wife has been paying on a medical collection since 2008. We were under the impression that the collection agency was collecting for the hospital. We were led to believe this through conversations...
View Article4 Months from SOL....is it ok to take on a car loan?
So I am 4 months away from freedom........so far none have filed suit........IF I take on a car loan and it shows on my credit what are the chances of anyone filing prior to SOL? I have 2 1099's...
View ArticleAttorney Consultation Didn't Go So Well
I saw an attorney in regards to being sued by a CA. The account in question in considered "assigned". Which means that it is open and interest can be charged in the state of Idaho.. The collection...
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