I am working on 4 items that need to come off of report. Its to prepare myself to buy a home. The first item is an account with Sprint. My credit report is saying 2014, but I believe it was between 2011-14. The amount is for $651 and I am in California. Since I am not sure of the dates, I am concerned about restarting the clock. How should I go about verifying the item? I'd like to try and settle and/or get it removed.