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Getting Sued by Convergence Acquisitions LLC. Advice and Help Needed
My ears are WIDE open! Additional Information 1. Who is the named plaintiff in the suit? - Convergence Acquisitions 2. What is the name of the law firm handling the suit? (should be listed at the...
View ArticleProcess for Disputing TL Within SOL - Advice Needed
I am working on 4 items that need to come off of report. Its to prepare myself to buy a home. The first item is an account with Sprint. My credit report is saying 2014, but I believe it was between...
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Is this Overshadowing Validation Rights?
I received a letter from an attorney that she has been retained by a collection agency regarding a balance they claim I owe. I have several points of disagreement with the amount they claim and the...
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Cavalry SPV versus Nickel is all I have...
Hello, everyone. I was served out of the blue in April from a company I have never heard of. I am being sued by Cavalry SPV I LLC for more than 10,000. I go back an forth between panic, and the strong...
View ArticleBArclaycard
I am currently being sued by Barclays Bank of Delware credit card company. When I was served two weeks ago , I called the law firm that is handling the case ( Hayt,Hayt , and Landau). I talked to a...
View ArticleWHO would you pay to?
Hi. I'm new here. Hope you guys can help me here. I'll try to keep it short. Almost 7 years ago I went through a terrible time, divorce, lost business in the process and ended up homeless. I owe...
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No 1692(e)(11) in email - When offering a discount
I have several emails from a CA from the Collection manager that does not contain 1692(e)(11) mini miranda. The last one was offering a 50% discount. This appears like a slam dunk to me. Want to get...
View ArticleUnpaid Tuition (Not Student Loan) Gone to Lawsuit Collections
My question involves collection proceedings in the State of: Ohio Hello! Thank you to anyone for any help and/or clarification. I received a letter from a law office in Ohio (my state of residency)...
View ArticleAny tips on getting rid of PRA in my case?
I've had a collection account on my credit report for a while from Portfolio. It's for a card that's never shown up on my report and that I at least don't remember ever opening. Portfolio does have my...
View ArticlePre-Legal Notification Atlantic Credit&Finance-Texas
I just received a pre legal notification letter today dated 6/11/18 via UPS on my Capital One Bank acct that was last paid on 7/10/2017. Per letter, Date of Default is 10/6/2017 for almost $5700...
View ArticleZombie? - Convergent / LVNV - Settlement Offer
Hello everyone. After reading through the forums here, as well as others, I can see this game being played by CA is something that will carry on long after we are all gone, kind of like...
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Strange Settlement Offer - Scam?
Greetings, I would be grateful if someone could assist me with identifying whether or not the attached letter is a scam. I have never received collection letters through the Postal Service with such...
View ArticleIQ Data Stopped Contacting Me (And I didn't ask them to)
IQ Data International has been assigned to collect the final balance for our old apartment. In our first letter to them, we disputed the amount owed which led to them contacting us illegally before...
View ArticleSued by Zakheim & LaVrar in Florida!
Hi, I wake up and my account was in 0. When Called my bank told me there was a legal action against me and gave all of the case info against me. And there qas a case open a year ago but al info was...
View ArticleSued by Midland Funding LLC in WA state
I was served papers last night (I wasn't the one that got served even though it's for me and is it normal to just get papers stapled together and no envelope?). What is my next step? What do I do? The...
View ArticleBeing Sued By Portfolio Recovery Associates in CA
Hi All, My girlfriend showed me her suit that she received, regarding credit card debt from US BANK that PRA had bought. They are now suing her and I am trying to help her as best as possible. Please...
View ArticleAtlantic credit threatening to sue
I'm very pleased to be a part of the forums here now, thanks everyone! First off, I am currently typing this on my phone so please bear with me until I can get to my computer. Atlantic credit sent me...
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Sued by CACH, LLC
So yesterday I received a summons and complaint from CACH, LLC they say I owe a debt from Capital One of $600.00 from September, 2012. In 2 months this account will be 6yrs old.The attorney's that...
View ArticleCollection Agency list...
This came from 2001badyear...some good info here. This is not a complete list of course...so if you have any CA names and numbers calling you - PM me or add it as a reply. Thanks!Not really sure how...
View ArticleDECEPTIVE VALIDATION REQUEST
The following "validation" letter has been floating around cyberspace for years. Once in a while, it might work, and a debt collector will no longer contact the consumer. However, any debt collector...
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