So, I'm at a lost here. I recently got my credit reports and see that I have a charge off for a car that I had in 2009 with the last payment being in 2011. . It shows a balance of 3,520. Should it not show a $0 balance. The following outline whats on my report. What can I do to get it off? The creditor is in NC and I live in Ga now. I'm sure the SOL starts from the last payment made, right? Thanks for all help in advance.
ccount Details
Last Reported
Mar 31, 2016
Creditor Name
CAROLINA FINANCE,LLC
Account Type
Auto
Account Status
Open
Opened Date
Apr 09, 2009
Closed Date
--
Limit
--
Term
54 Months
Monthly Payment
$297
Responsibility
Individual Account.
Balance
$3,520
Highest Balance
--
Payment Status
Collection/Charge-Off
Worst Payment Status
--
Date of Last Payment
Dec 01, 2011
Amount Past Due
$3,520
Times 30/60/90 Days Late
0/0/0
Remarks
Charged off account