Charge offs
So, I'm at a lost here. I recently got my credit reports and see that I have a charge off for a car that I had in 2009 with the last payment being in 2011. . It shows a balance of 3,520. Should it...
View ArticleBarclay Card/Northstar Collections
I currently am paying Northstar $25/mo. for a Barclay Card. I didn't realize that Barclay had never charged off my card until I recently got my credit reports, just showing it closed and late. So I am...
View ArticleSocial Security number in body of email
I have received a few emails from a debt collection agency without a contact phone number. My concern is They put my social security number in big fonts throughout the body of the email. I don't owe...
View ArticleSued By Cavalry in Georgia, could be SOL?
Was served in person with paperwork on December 18th. I'm wondering if the SOL applies here which from what I've read in the forums would be 4 years in Georgia? Here are my answers to the...
View Articlenevermind i figured it ou
there was a question here but i deleted it because i couldn't figure out how to do so. sorry
View ArticleDebt Collection/Potential Lawsuit
Hello, I got a mysterious call from an independent servicer today. I am sure it is for some unresolved debt. I have been trying to repair and take care of old bills and what not to clean up my credit....
View ArticleCollection Agency Interest Question , Please Help
Hi Everyone! I was hoping to ask you all for some advice. I lived in an apartment complex in Arizona about 3 years ago. I had to break my lease and was charged $2,300. The debt was turned over to IQ...
View ArticleNew Dunning Letter - 1 OC account now 3 accounts with CA? Also, call at work...
Just looking for a bit of ammunition on how to approach this. I went through all the pages over disputing items on CR followed by request for MOV if they "verify" them. However, I have now received...
View ArticleCollection Deletion Advice needed! please help!
Hi Everyone, I wanted to reach out to all of you and ask for your advice: I recently had 3 collections on my account they broke down as follows: C1- $2,300 ; from 2013; paid for delete C2- $1015;...
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Needing help with Midland Funding lawsuit in MN
Hi there, thank you for taking the time to check this out, Last week I received a 'summons' from Midland Funding LLC by a courier for a debt they say I owe them. Just today they sent another copy of...
View ArticleHelp with TL removal/pay for delete
So I have a debt for $455 with bank of the west. They have sold to a collection agency. Both the OC and the CA have reported negatively. Who do I pay? If I negotiate a pay for delete with the CA then...
View ArticleFalse Claim from Portfolio Recovery
I live in Texas. I'm receiving calls on a 911 line that I maintain for emergencies. The device is an unattended cable-telephone, and I keep the ringer turned off to avoid/discourage solicitations. The...
View ArticlePlease Delete
Did not see the legal forum before so i created this post there. Sorry about that.
View ArticleProcess server scam?
my husband is closing on a house in a week. It took nearly a year to get his credit where it needs to be. Now, this past week my mother in law (whom we are paying for phone service), and I are getting...
View ArticleHow to remove paid Verizon Wireless collection
I recently went through a separation and was no longer living in my home. During that time she cancelled our Verizon account. This was mid-late 2015. I was unaware of any owed balance until it hit...
View ArticlePromissory Note
I signed a promissory not back in April of 2012. My CPA got me to sign it because he billed me over $20,000.00 to resolve a tax audit. I paid my bill down to about $14,000.00 when he persuaded me to...
View ArticleWondering if Comenity Sues
I have searched and have not found much on Comenity suing for online credit card debt. The debt is $1660. I was just wondering if Comenity is known for suing. Thanks.
View ArticleTwo false claims from Portfolio Recovery Associates
In the past year, two separate filings have been made against me in Harris County, TX JP court. Neither of them are valid. I'm not really sure what to do. I'm filing the same answer I did for the...
View ArticleStep Son's Medical Debt
My 22 year old step son went to the ER for the flu. He is covered by our health insurance. The health insurance did not pay the $600 ER bill, because he hadn't met his deductible. The hospital sent...
View ArticleHelp w/ medical bill collection
I'm hoping someone here can help me. I will try to be as brief as possible but want to make sure I offer up all of the facts. I have a collection of about $330 on my credit report that is being...
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